Over the past several months we extended our bankruptcy service to San Diego County and have seen an enthusiastic reception from the community.  We have represented many clients in bankruptcy in San Diego County.  As such, we are excited to announce that we are opening a new location in San Diego County.  The office will...Read More

New car prices continue to rise as the pandemic comes to an end.  The average new car price has hit a new record of $50,000.  Just a few years ago, it was very uncommon to see clients have car loans that approached and exceeded $100,000.  Now these types of car loans are becoming more common...Read More

The Importance of Being Honest With Your Lawyer The title may seem like common sense to everyone, however, there is always that 1 out of 1000 cases who think that they will benefit from withholding information from their bankruptcy lawyer.  The reasons debtors mislead their lawyers are varied.  Many people don’t think it a “big...Read More

Will I Lose My House If I File Bankruptcy? One of the most stressful questions when considering bankruptcy is whether or not you will lose your home in a bankruptcy case.  In order to answer this question properly, it is important to distinguish between the main two types of bankruptcy cases for consumer debtors. Chapter...Read More

How Much Does It Cost To File Bankruptcy? There are two main chapters of bankruptcy that people file under, chapter 7 and chapter 13 bankruptcy. The fees for bankruptcy vary depending on the kind of bankruptcy case that you file. So let’s take each kind of bankruptcy and address the fees separately. How Much Does...Read More

The bankruptcy case is now finished and your debt has been discharged.  Is there anything left to do?  Although the case is done and 99% of the work has been completed, there are some things you should do after your case. 1.) Pull your credit report after your bankruptcy discharge. You should do this about...Read More

TOP 5 MISTAKES TO AVOID BEFORE FILING BANKRUPTCY Once you decide to file bankruptcy it is important that you avoid certain actions.  Here are the TOP 5 Mistakes to Avoid Before Bankruptcy 1.) DO NOT TRANSFER PROPERTY INTO OR OUT OF YOUR NAME  Most people understand that it is not a good idea to transfer...Read More

After you worked diligently with our office to get your bankruptcy case filed, you completed your debtor education class and attended your meeting of creditors.  But what happens after the meeting of creditors?  In short, not much…but there is a couple of things to consider. 1.) Reaffirmation Agreement for Car Loans. If you have a...Read More

You have worked diligently to get your case filed with our firm.  But then, now what?  After your case is filed, you must complete the following steps: 1.) Once your case is filed, you will receive an email from our office.  The email will give you a case number and remind you to complete your...Read More

The Use of Fear of Bankruptcy by Debt Settlement Companies Most people are worried about bankruptcy and its effect on your credit. In fact people have a strong fear and repulsion to bankruptcy from the social conditioning we all receive.  Bankruptcy is associated with failure, is shameful and for some immoral.  No one wants to...Read More