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Over the past 5 years, debt consolidation companies have exploded in popularity. One of the most common questions we receive during consultations is, “Why should I file for bankruptcy when I can do debt consolidation?” First, it is important to clarify what kind of programs constitute debt consolidation. For us, debt consolidation companies are usually...
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The Meeting of Creditors [also known as: section 341(a) meeting] is a requirement in every bankruptcy case.  It’s generally the only hearing that a debtor has to attend during their bankruptcy case.   It is also a great source of anxiety and concern for most bankruptcy filers.  The Meeting of Creditors should be handled seriously and...
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There are two different types of bankruptcy cases that most people (consumers) file for: Liquidation Chapter 7 bankruptcy and Reorganization Chapter 13 Bankruptcy.  Chapter 7 bankruptcy is the most common type of bankruptcy filed in the United States by a very large margin.  A common question we get is, how long does it take to...
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Our office conducts many free bankruptcy consultations each day.  By a very large margin, the most common question we get is: “Will I Lose My Car If I File Bankruptcy?”  The short answer is no, you will not lose your car.  In fact, I don’t remember a single case we’ve done where a debtor’s car...
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How Quickly Will My Garnishment Stop After I File Bankruptcy?  Bankruptcy has the power to stop a wage garnishment.  Filing bankruptcy technically stops it immediately upon filing through the Automatic Stay.  However, the practical considerations of stopping a wage garnishment shows us that the process is usually a bit longer.  In most cases, several steps...
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Disturbing the Peace as the Basis for a Domestic Violence Restraining Order A domestic violence restraining order is an order issued by the court in cases where one person has abused another person with whom he or she has some type of domestic relationship (e.g. the abuser and the victim are or were married or...
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670 Credit Score 6 Months After Bankruptcy! One of the main issues when considering bankruptcy, is bankruptcy’s effect on your credit score. I have talked to thousands of people over the years and the most commonly held belief is that your credit will be absolutely ruined for 10 years if you file bankruptcy. This is...
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Should I File For Bankruptcy? The decision to file bankruptcy is a difficult one.  There is no clear single answer for everyone, as each case must be analyzed on its merits.  However, if the idea of bankruptcy has come up in your mind….then its probably a sign that you should do everything in your power...
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Our law firm has recently extended its bankruptcy services to the great city of Bakersfield.  If you are looking for a Bakersfield bankruptcy lawyer give us a call.  We can perform every step via phone and email.  Of course, we can also meet at one our offices.  The process will be easy.  Moreover, there is...
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MacLean Chung Law Firm is proud to announce the opening of our new office in Torrance, California.  The office is a satellite office and will be used to meet with current and prospective clients for all practice areas.  Our Torrance office is located at 21515 Hawthorne Blvd., Suite 200, Torrance, California, 90503.  If you live...
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