Will I regret filing bankruptcy? There are many considerations prior to filing for bankruptcy.  In most cases, the debate rages inside a person’s head for many months or even years.  It is normal to want to avoid filing for bankruptcy at all costs.  People always think that filing for bankruptcy will be the biggest mistake...Read More

The Corona Virus has changed the way we all do business and socially interact with one another.  In some ways, it has resulted in people placing their lives on hold and waiting until the end of Corona Virus to resume regular, normal life.  An example of this “freeze” on regular life has been in bankruptcy...Read More

I have recently  been alerted by several previous clients of a certain scam.  The sad truth is that scams are everywhere, especially scams through the phone,…so everyone has to be on high alert.  Several of my previous clients from years ago, have informed me that they have been contacted by people over the phone wherein...Read More

You have received your discharge and your bankruptcy case was a success. Now, your focus should be to rebuild credit after bankruptcy. Many people file for bankruptcy, receive a successful discharge, and neglect to take positive action to rebuild their credit.  But neglecting to rebuild your credit after bankruptcy will in essence be throwing away...Read More

Over the past 5 years, debt consolidation companies have exploded in popularity. One of the most common questions we receive during consultations is, “Why should I file for bankruptcy when I can do debt consolidation?” First, it is important to clarify what kind of programs constitute debt consolidation. For us, debt consolidation companies are usually...Read More

Your bankruptcy case is filed and now you are waiting for your Meeting of Creditors; aka 341(a) hearing.  What happens at the meeting of creditors? The Meeting of Creditors [also known as: section 341(a) meeting] is a requirement in every bankruptcy case.  It’s generally the only hearing that a debtor has to attend during their...Read More

There are two different types of bankruptcy cases that most people (consumers) file for: Liquidation Chapter 7 bankruptcy and Reorganization Chapter 13 Bankruptcy.  Chapter 7 bankruptcy is the most common type of bankruptcy filed in the United States by a very large margin.  A common question we get is, how long does a Chapter 7...Read More

Our office conducts many free bankruptcy consultations each day.  By a very large margin, the most common question we get is: “Will I Lose My Car If I File Bankruptcy?”  The short answer is no, you will not lose your car.  In fact, I don’t remember a single case we’ve done where a debtor’s car...Read More

How Quickly Will My Garnishment Stop After I File Bankruptcy?  Bankruptcy has the power to stop wage garnishment.  Filing bankruptcy technically stops it immediately upon filing through the Automatic Stay.  However, the practical considerations of stopping a wage garnishment shows us that the process is usually a bit longer.  In most cases, several steps must...Read More

Disturbing the Peace as the Basis for a Domestic Violence Restraining Order A domestic violence restraining order is an order issued by the court in cases where one person has abused another person with whom he or she has some type of domestic relationship (e.g. the abuser and the victim are or were married or...Read More