Blog

New car prices continue to rise as the pandemic comes to an end.  The average new car price has hit a new record of $50,000.  Just a few years ago, it was very uncommon to see clients have car loans that approached and exceeded $100,000.  Now these types of car loans are becoming more common...Read More

How Much Does It Cost To File Bankruptcy? There are two main chapters of bankruptcy that people file under, chapter 7 and chapter 13 bankruptcy. The fees for bankruptcy vary depending on the kind of bankruptcy case that you file. So let’s take each kind of bankruptcy and address the fees separately. How Much Does...Read More

After you worked diligently with our office to get your bankruptcy case filed, you completed your debtor education class and attended your meeting of creditors.  But what happens after the meeting of creditors?  In short, not much…but there is a couple of things to consider. 1.) Reaffirmation Agreement for Car Loans. If you have a...Read More

Although we’ve written about it in our past blog posts (here), it’s still heartbreaking to listen to new clients tell their stories with debt consolidation/settlement companies.  Just recently, we took on another client who was in a debt consolidation (with a national company that advertises relentlessly) plan for about 1.5 years.  He paid them more...Read More

Can I buy a house after bankruptcy? One of the most common fears relating to filing bankruptcy is that if you file bankruptcy, you will never be able to buy a house….or will have to wait 10 years in order to do so. This is one of the most commonly misunderstood aspects of bankruptcy.  A...Read More

There have been many ways that Covid-19 has impacted our lives.  From wearing masks for office visits, having more phone and video conference appointments, and to the different ways in that it has impacted bankruptcy filings.  One of the more interesting aspects to Covid-19 is that it has allowed individuals who otherwise would not qualify...Read More

Will I regret filing bankruptcy? There are many considerations prior to filing for bankruptcy.  In most cases, the debate rages inside a person’s head for many months or even years.  It is normal to want to avoid filing for bankruptcy at all costs.  People always think that filing for bankruptcy will be the biggest mistake...Read More

You have received your discharge and your bankruptcy case was a success. Now, your focus should be to rebuild credit after bankruptcy. Many people file for bankruptcy, receive a successful discharge, and neglect to take positive action to rebuild their credit.  But neglecting to rebuild your credit after bankruptcy will in essence be throwing away...Read More

There are two different types of bankruptcy cases that most people (consumers) file for: Liquidation Chapter 7 bankruptcy and Reorganization Chapter 13 Bankruptcy.  Chapter 7 bankruptcy is the most common type of bankruptcy filed in the United States by a very large margin.  A common question we get is, how long does a Chapter 7...Read More

Disturbing the Peace as the Basis for a Domestic Violence Restraining Order A domestic violence restraining order is an order issued by the court in cases where one person has abused another person with whom he or she has some type of domestic relationship (e.g. the abuser and the victim are or were married or...Read More

Our law firm has recently extended its bankruptcy services to the great city of Bakersfield.  If you are looking for a Bakersfield bankruptcy lawyer give us a call.  We can perform every step via phone and email.  Of course, we can also meet at one our offices.  The process will be easy.  Moreover, there is...Read More

There are other law firms out there advertising for bankruptcy for less than our lowest fee of $925.00. Some even say that they can file your bankruptcy for as low as $595.00.  But you really need to be careful when you hire a bankruptcy lawyer.  Most of these low fees you see on Google do...Read More

The recession has affected everyone, from regular people to corporations to cities.  The Los Angeles Times is reporting that Stockton, California is even closer to bankruptcy.  The LA Times reports: The city of Stockton moved a step closer to becoming the nation’s largest city to declare bankruptcy, authorizing the city manager to file for Chapter...Read More

A few months ago American Airlines filed for bankruptcy.  Many people fear bankruptcy and see it as the death of their financial lives.  What they do not realize is that bankruptcy is the best route to get a fresh start and their finances in order.  American Airlines predicts the same.  The Los Angeles Times reports:...Read More

Chapter 7 vs Chapter 13 Bankruptcy When you are considering filing for bankruptcy, it is important that you know the difference between chapter 7 vs chapter 13 bankruptcy.  Each has its advantages and disadvantages and each has its requirements for qualification.  A person may qualify for one and not for the other, and in some...Read More

Bankruptcy is a powerful tool.  It has the power to discharge most of your debts.  But some debts generally are not discharged.  The most common debts that are not discharged through bankruptcy are domestic support obligations (child support and spousal support-alimony), taxes, student loans, and debts incurred through fraud.  Each has specific rules in bankruptcy....Read More

During a divorce proceeding, a party can include in the Judgment an order restoring their former name upon dissolution of the marriage. It’s a simple matter of checking a box on the FL-180 Judgment form, and including the former name that the party wishes to restore. But what happens if you forget to include that...Read More