I have recently  been alerted by several previous clients of a certain scam.  The sad truth is that scams are everywhere, especially scams through the phone,…so everyone has to be on high alert.  Several of my previous clients from years ago, have informed me that they have been contacted by people over the phone wherein...Read More

You have received your discharge and your bankruptcy case was a success. Now, your focus should be to rebuild credit after bankruptcy. Many people file for bankruptcy, receive a successful discharge, and neglect to take positive action to rebuild their credit.  But neglecting to rebuild your credit after bankruptcy will in essence be throwing away...Read More

Over the past 5 years, debt consolidation companies have exploded in popularity. One of the most common questions we receive during consultations is, “Why should I file for bankruptcy when I can do debt consolidation?” First, it is important to clarify what kind of programs constitute debt consolidation. For us, debt consolidation companies are usually...Read More

Your bankruptcy case is filed and now you are waiting for your Meeting of Creditors; aka 341(a) hearing.  What happens at the meeting of creditors? The Meeting of Creditors [also known as: section 341(a) meeting] is a requirement in every bankruptcy case.  It’s generally the only hearing that a debtor has to attend during their...Read More

There are two different types of bankruptcy cases that most people (consumers) file for: Liquidation Chapter 7 bankruptcy and Reorganization Chapter 13 Bankruptcy.  Chapter 7 bankruptcy is the most common type of bankruptcy filed in the United States by a very large margin.  A common question we get is, how long does a Chapter 7...Read More

Our office conducts many free bankruptcy consultations each day.  By a very large margin, the most common question we get is: “Will I Lose My Car If I File Bankruptcy?”  The short answer is no, you will not lose your car.  In fact, I don’t remember a single case we’ve done where a debtor’s car...Read More

How Quickly Will My Garnishment Stop After I File Bankruptcy?  Bankruptcy has the power to stop wage garnishment.  Filing bankruptcy technically stops it immediately upon filing through the Automatic Stay.  However, the practical considerations of stopping a wage garnishment shows us that the process is usually a bit longer.  In most cases, several steps must...Read More

670 Credit Score 6 Months After Bankruptcy! One of the main issues when considering bankruptcy, is bankruptcy’s effect on your credit score. I have talked to thousands of people over the years and the most commonly held belief is that your credit will be absolutely ruined for 10 years if you file bankruptcy. This is...Read More

Should I File For Bankruptcy? The decision to file bankruptcy is a difficult one.  There is no clear single answer for everyone, as each case must be analyzed on its merits.  However, if the idea of bankruptcy has come up in your mind….then its probably a sign that you should do everything in your power...Read More

Our law firm has recently extended its bankruptcy services to the great city of Bakersfield.  If you are looking for a Bakersfield bankruptcy lawyer give us a call.  We can perform every step via phone and email.  Of course, we can also meet at one our offices.  The process will be easy.  Moreover, there is...Read More