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bankruptcy
I have recently  been alerted by several previous clients of a certain scam.  The sad truth is that scams are everywhere, especially scams through the phone,…so everyone has to be on high alert.  Several of my previous clients from years ago, have informed me that they have been contacted by people over the phone wherein...
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You have received your discharge and your bankruptcy case was a success. Now, your focus should be to rebuild credit after bankruptcy. Many people file for bankruptcy, receive a successful discharge, and neglect to take positive action to rebuild their credit.  But neglecting to rebuild your credit after bankruptcy will in essence be throwing away...
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Over the past 5 years, debt consolidation companies have exploded in popularity. One of the most common questions we receive during consultations is, “Why should I file for bankruptcy when I can do debt consolidation?” First, it is important to clarify what kind of programs constitute debt consolidation. For us, debt consolidation companies are usually...
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There are two different types of bankruptcy cases that most people (consumers) file for: Liquidation Chapter 7 bankruptcy and Reorganization Chapter 13 Bankruptcy.  Chapter 7 bankruptcy is the most common type of bankruptcy filed in the United States by a very large margin.  A common question we get is, how long does a Chapter 7...
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Our office conducts many free bankruptcy consultations each day.  By a very large margin, the most common question we get is: “Will I Lose My Car If I File Bankruptcy?”  The short answer is no, you will not lose your car.  In fact, I don’t remember a single case we’ve done where a debtor’s car...
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How Quickly Will My Garnishment Stop After I File Bankruptcy?  Bankruptcy has the power to stop wage garnishment.  Filing bankruptcy technically stops it immediately upon filing through the Automatic Stay.  However, the practical considerations of stopping a wage garnishment shows us that the process is usually a bit longer.  In most cases, several steps must...
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670 Credit Score 6 Months After Bankruptcy! One of the main issues when considering bankruptcy, is bankruptcy’s effect on your credit score. I have talked to thousands of people over the years and the most commonly held belief is that your credit will be absolutely ruined for 10 years if you file bankruptcy. This is...
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There are other law firms out there advertising for bankruptcy for less than our lowest fee of $925.00. Some even say that they can file your bankruptcy for as low as $595.00.  But you really need to be careful when you hire a bankruptcy lawyer.  Most of these low fees you see on Google do...
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Process of Bankruptcy: Chapter 7 The following is a list of the most common steps in a typical Chapter 7 Bankruptcy case. Your bankruptcy attorney will notify you if you are required to do anything more than what is listed below. Please use this as a general reference for your case. If you have any...
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The recession has affected everyone, from regular people to corporations to cities.  The Los Angeles Times is reporting that Stockton, California is even closer to bankruptcy.  The LA Times reports: The city of Stockton moved a step closer to becoming the nation’s largest city to declare bankruptcy, authorizing the city manager to file for Chapter...
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