The Use of Fear of Bankruptcy by Debt Settlement Companies Most people are worried about bankruptcy and its effect on your credit. In fact people have a strong fear and repulsion to bankruptcy from the social conditioning we all receive.  Bankruptcy is associated with failure, is shameful and for some immoral.  No one wants to...Read More

Although we’ve written about it in our past blog posts (here), it’s still heartbreaking to listen to new clients tell their stories with debt consolidation/settlement companies.  Just recently, we took on another client who was in a debt consolidation (with a national company that advertises relentlessly) plan for about 1.5 years.  He paid them more...Read More